[Account Owner] Finding Your ACH Account or Routing Number

Note: AdvicePay supports checking accounts only. 👍 We don't support debiting or paying out funds to savings accounts! Using savings account information will result in a failed payment/payout. 

Not sure what numbers to enter when manually adding your checking account? There are several ways to locate your correct account and routing numbers, so let's take a look!

Method 1: Check your Check!

If you have a paper check available, you can easily find both your account and routing numbers directly on your check.

Your routing number is a 9-digit number and generally the first number at the bottom located between the two ⑆ symbols. Your account number is usually directly to its right and can range up to 17 digits long.

Method 2: Log into Online Banking

If you log into your online bank account, most banks allow you to find your account number easily - it's typically one of the first things you'll see! However, it may require a little bit of extra digging to find your routing number. Try to find some options in your online bank account that reference Account Details, Additional Details, etc. 

The number you're looking for will be exactly 9 digits long and may be referred to as a routing number, electronic ABA routing number, ACH routing number, or routing/transit number

Did you know? If you have your online banking login info handy, you can choose to quick link your checking account on AdvicePay instead of manually entering the details! We support over 500 major banks through linking this way via our integration with Plaid. The only difference between linking and manual entry is that linking will automatically pull in your account and routing numbers.

Method 3: Check your Bank's Website

Most banks have their routing numbers listed directly on their website. Some banks have different routing numbers for different bank locations, so it's important to double check using your bank's routing number registry. While this method won't help you find your account number, it's a great way to find the ever-elusive routing number!

Below is a guide that will help you find the routing numbers for numerous banks.

Bank of America
Bank of America supplies this guide, just select your State and locate the number called "Electronic Payment (for example: direct deposits, automatic payments and ACH transfers)."
Tip: the number 026009593 is a wire routing number, and will not work for ACH payments from Bank of America.
Capital One
Your best bet is to to log into your internet banking or contact your bank directly to get the correct number. Once logged into your online profile, the routing number should be available under the "Account Details & Transactions" page.
Chase has a by-region list online! Visit this FAQ page and look up the number for the region where your account was opened.

The ABA or routing number is  located at the lower left corner of a check. If you do not have your checkbook handy but you have written a check in the last 18 months, then you can see the check image on your  Account Details page by selecting "view image".   

PNC Bank
PNC Bank has a nice guide on how to find your routing number. Go to this page and find the section called "Where can I find my full Account and Routing Number?" for all the info you need.

SunTrust has a new "universal ACH Routing Transit number" that can be found right here. (If you choose to follow their instructions on how to find the number on your checks on that page, please note that it's the "3: ACH Routing Transit Number" that you're after!)

TD Bank
Navigate to this FAQ page and look up the number for the region where your account was opened. 
U.S. Bank
U.S. Bank offers this list online for checking accounts. Scroll down and look up the number for the region where your account was opened.
Wells Fargo
As seems to be the theme so far, Wells Fargo also has a guide online -- just answer the questions about your account to find your routing number! For the question "Will you be using this information to receive a wire transfer?" select "No" to make sure you get the right number.
Other Banks
These tips don't work for every bank, but they're great to keep in mind!
  1. Check your check if it's available! The numbers on the bottom are what you're looking for;
  2. Your bank's website will usually have the routing number available somewhere;
  3. You can typically find both your account and routing numbers by logging into your online banking;
  4. You can always contact your bank to get the information! It might be worth specifying that you're looking for an ACH routing number instead of just saying "routing number" in the event that the usual routing number is a wire routing number.

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